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Showing posts from April, 2025
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  The new technique being used to monetize copyrighted work is to create a playlist & inject infomercials between the songs. It seems to be a company with the means to fish out every single new album & create a playlist for it.  They have a baked set of infomercials. --------------------------------------------------------------------------------------------------- Dreamed about discovering the lion kingdom was legally married to someone who was long forgotten.   Thought she must have been really dumb & later found Mr. Perfect after forgetting about #1. Wondered if she would show up someday & take all the money. It was kind of like the dreams about the 1 class lions forgot they enrolled in. Also dreamed about some company hired to make a movie, but not doing anything at all.  It was run by a hot headed middle eastern guy.  They fakes a lot of scenes with stock footage. ----------------------------------------------------------------------...
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 Finally discovered you can bring up the transcript for any video, disable time stamps, select all the text & copy it to a text editor.  Then you can search it or skim it without scrubbing through the video. Normally the transcript window only shows a few lines at a time.  It allows drag selecting the entire video though. -----------------------------------------------------------------------------------------------------------------------   It came to pass that for all dividends where at least 50% came from interest on treasuries, the fraction of the dividends comprised of interest on treasuries was exempt from state tax.  This didn't matter for a generation because interest was 0, but all that changed in 2023. Taxpayers are expected to research the percentage of all their dividends which is from treasuries.  It was negligible in times of negative interest.  The percentage is listed in the back of the brokerage statement, in a section called INCOM...

100% stonk portfolios again

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Another day, another gootuber promoting the 100% stonk portfolio.  Lions have found equal numbers for & against it.  The mane problem continues to be their reliance on historic data. There's no historic record of current 3x government debt to GDP ratios, 20x housing cost to income ratios, & current population decline.  The fact is the last significant population decline, the black plague, was also the last time interest rates went way above inflation.  The trend lasted 700 years, until the great depression.   No-one promoting 100% stonk is really 100% in stonk.  Every single one of them has a large cash position to avoid selling in a down market.  What they consider 100% is always just 1 account.  Cable guy is 100% stonk in his 401k but has 27% of his total in a separate all cash account. Lions have no accounts 100% in stonk but in total have more money in stonks than some of the poorer gootubers who claim to be 100% in stonk & none of...