Lion ponderings

 The simultaneous decline of university enrollment & shortage of doctors is 1 of the great scams.  If higher education was in so much surplus that they were going out of business, they should provide more med school education & the price of healthcare should go down.   ---------------------------------------------------------------------------------------------------------------    Lions have pondered the social security date over the years.  Dave Ramsey: take it at 62.  If you need anything from  the government, you're already screwed.  Other finance tubers: spend money on Bolden to calculate it. The mane problem as lions see it is lack of trust in the government.  Will it keep up with inflation or is it better off in an index fund?  The COLA is based on the average of wage deflation & healthcare inflation.  It's usually far below healthcare inflation.  Yet it is more dependable...

S&P bear market being what it is, Apple launched a round of Steve Jobless photos to jumpstart the faithful.  Lions were surprised he would have been only 70 today.  It seemed like a lot more time passed since the last speech.  It's only been 14 years.  No boom since 2011 has loomed as large as the mobile app boom he started.  Engagement for engagement's sake has replaced any killer app. He made it to only 56.  That's much younger than it was 14 years ago.  55 seems to be the great filter. ----------------------------------------------------------------------------------------------------- The AI boom is the 1st boom that lions can find no evidence of benefiting anyone.  It's only creating the largest destruction of wealth in lion memory.  It's no dot com boom.  The dot com boom was a time of massive labor demand.  Why automation created so many jobs in the late 90's while automation today is destroying so many jobs is an interes...

  Athlete hotties on twitter are all depending on men to win the bread while they sell lifestyle web sites.  Technically, a patriarchal marriage can yield a doubling of income if the wife earns just enough to max out social security.  Then, you'd get a doubling of income from social security without both partners being equal.  It's just the 62 years before social security when the man would be the breadwinner. The maximum for social security is a lot higher than it was 20 years ago & probably way beyond lifestyle web site income.  The doubling of income through marriage is a lot less attainable than it was 40 years ago. Social security has reduced its payouts by increasing the threshold of the maximum distribution much faster than inflation.  20 years ago, it was $87,000.  Today, it's over $160,000 but the benefit is the same as someone who made $87,000 20 years ago. This is combined with a 20% reduction in benefits by 2035.