100% stonk portfolios again


Another day, another gootuber promoting the 100% stonk portfolio.  Lions have found equal numbers for & against it.  The mane problem continues to be their reliance on historic data.

There's no historic record of current 3x government debt to GDP ratios, 20x housing cost to income ratios, & current population decline.  The fact is the last significant population decline, the black plague, was also the last time interest rates went way above inflation.  The trend lasted 700 years, until the great depression.


 

No-one promoting 100% stonk is really 100% in stonk.  Every single one of them has a large cash position to avoid selling in a down market.  What they consider 100% is always just 1 account.  Cable guy is 100% stonk in his 401k but has 27% of his total in a separate all cash account.


Lions have no accounts 100% in stonk but in total have more money in stonks than some of the poorer gootubers who claim to be 100% in stonk & none of the gootube commenters who are all male zillionaire CS majors.  The highest stonk weighting is in the 1 small HSA.  The idea behind not designating anything as a 100% stonk account is to protect some interest from taxes by keeping some cash in IRA's.  Cable guy is paying taxes on all his interest.


It may be that lions are doing exactly what the 100% stonk promoters are really promoting, which is merely to not be entirely cash or trying to time the market by moving everything in & out of cash.  Lions expect to be nearly 100% stonk after paying a huge down payment.

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Some more early 2000's Energizers which defied their age in a remote control for over 24 years.  It would be interesting to know if more precise matching in those days made them last longer.












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