https://www.youtube.com/watch?v=_ON9BNL3E4I
The 2022 fed survey of consumer finances continues to fund gootuber mortgages, but lions have now graduated into the 50-54 group since then. The top 10% in this group averaged $600k in home equity, based on the numbers. That left $2M for expenses.
There was a big jump between 49 & 50. The mane reason might have been inheritances & life expectancy of the parents running out in that time frame.
Lions believe the top 10% of the entire population no longer has enough money to retire, as of 2023. The top 10% of the 50-54 group seems to be the minimum to retire now. Of course, the survey only counts households.
Generation X can't buy 1st houses anymore. There's not enough time to double their cash. Generation Z will have no problem adjusting to the new prices. Home owners are going to shift younger because of the monetary reset & it's a reminder that there's no such thing as saving up. Either borrow or don't buy.
The idea that borrowers are better off than saving up is still backwards to lions. Lions get the idea of deploying borrowed capital to start generating revenue sooner at a higher rate than you could earn it, but a living in a house doesn't generate revenue. It takes away value from the house.
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Lions oscillate between going back to a college student lifestyle & striving to have a music/romp room. 1 problem with the college student lifestyle is the last 18 months being in a really luxurious apartment. That apartment had a view, totally indoor laundry, walking distance from everything, didn't have smokers, neighbors or critters. That luxury would cost the same as silicon valley now.
The 1st 10 years in Calif* were really rough, with smokers & bitch neighbors.
The other problem is time was unlimited in those days. It's not so easy to imagine enjoying all day quake sessions, all night talk show marathons, all night hackathons, movie theater nights when your time is limited. It's a spectator economy too. The days of having to play a game to see it are over.
X influencers live in thepointeonwestshore.com, now starting at $2k/month. That would have to be a really short stay, for overcoming major depression or a mid life crisis. Even the current Calif* apartment is really luxurious compared to what's affordable.
Maybe Utah had some luxurious moments. It was more cramped but a hell of a nice location across from the HFAC & also when time was unlimited.
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As the last 2 weeks & the taper began, things weren't going so well. Going to walking actually increased the right metatarsal pain. It definitely felt more like a metatarsal pain over time. It only went away while running. It's probably a long term micro fracture.
The focus is on the hydration. Best results seemed to come with hydration every 3 miles. The worst results happened when lions skipped the 1st 10 miles entirely. Getting ahead in the early stages was essential. Problems happened when trying to catch up later. Since it's going to be smaller portions than the training, it needs to be more frequent.
The idea is to have the Nathan with its cap, without its nipple. The idea is to drink it while running, which lions never did successfully before.
Then the calories need to start at mile 13 to get ahead of those. 1 cliff blok every mile seems to be the limit of lion digestion.
Eccentric stride to overcome sciatica. Take extra food to overcome cramping. If it feels hard, it's dehydration.
Lions were hitting 4:30 before it all came crashing down in the last 2 months. They say the average marathon time is 4:30. It's faster for men, but counts all the easy courses.
Another idea for just checking off 4 hours at any cost. Suspect monster downhill races are going to dominate as more animals desire speed over effort. Could almost imagine breaking 3 hours on that. Not boston qualifying of course.
If they adjusted it to be exactly 5999ft, lions would need to finish in 3:10 with the elevation penalty.
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The 1st rainy day of the season really made lions long for this scene & ponder if they really could be happy farther north or in the midwest. There are lower cost rentals farther north in Calif*, despite no houses. Taking out the need to have a day job could still change the result. The only guidance for rainy climates with no day job would be childhood & possibly vacations in school.
At this point, lions would be happiest on the inland central cost, where it isn't fogged in all summer & where the climate is mild. The same goes for most everyone on the planet. The mane requirement would be not desiring an accoustic piano or a lot of space anymore. If houses remaned hopelessly unaffordable, regardless of custom building, renting in Calif* would be a viable option. It's not a viable option if houses are affordable anywhere else.
After 30 years getting by in tiny apartments, it's not really known what the optimum amount of space is. Lions could have been happy in heroine palace for the rest of their lives. As ones who experienced much severe pain, they're not hard to please.
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