Then there was 22 & the tendon was quite fragged again.  The 1st battery only went 3500mAh or 12 miles because it was too cold.  It was 42F.  The 2nd battery gave 3258 for the last 10 miles.  They really don't lose significant capacity compared to the amount of current & temperature range they lose.  Teslas retain most of their range but lose acceleration & temperature resistance over time.

 

 









Staying near restaurant heaters was essential to survive that cold.

Because of the desire for speed work, the tendon has 1 more long run in it before xmas.  Because of the long term fog, it might be a city run.  Speed work followed by a day off seems to benefit it more than any other workout.

---------------------------------------------------------------------------------------------------------


 

https://www.youtube.com/watch?v=m16aOJ8l9Us


The 1st real naysayer got recommended.  No-one is saying interest rates could enter a generational rise along with a generational fall in bond, stonk, & house prices.  The permabears only predict 1 year at a time.  The mane parallel to past generational interest rate increases is the fed's ambivalence about inflation.  In the past, it led to many successive inflation events along with a stuttering rise in interest rates until eventually 15% felt normal & no-one even looked at the stonk market.

We still seem to be in a long term downward trend in labor costs because of automation & central banks have made the case for that keeping interest rates permanently flatlined. 

If a generational interest rate increase happened, it would be like Dave Ramsey & all the current retiretubers never existed.  They would just disappear.  20 years ago, it was like index funds never existed.  There were just high yield savings accounts & Cramer blaring out individual stonks.  All those guys disappeared when the paradigm shifted.

-----------------------------------------------------------------------------------------------

Seems to be another wave of nay saying about 401k's, given high high stonk market returns.  High capital gains definitely favor roth IRA's & post tax accounts.  Low capital gains favor the advantage of deferring taxes in a conventional IRA.  The 401k was devised in an extended period of low stonk market performance.

Lions still say there's no turning back the clock on a 401k.  You get 30 windows in your entire life to defer taxes & then they're gone.



 

 

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